Brazil’s Insurance Landscape: legal changes reshaping the market

Author:

Luciana Dias Prado

Partner

Meet
Amanda Correa

Lawyer
Tayná Ospedal

Lawyer
Jéssica Cândido

Lawyer

September 24, 2025

1 min read

Introduction
Full report

The Brazilian insurance and reinsurance market is undergoing a wave of legislative transformation. From structural reforms to tax realignments, the recent changes are not merely technical; they may redefine how risk is underwritten and priced, contracts are interpreted, and claims are adjusted.

Full report

In this report, we highlight the main developments shaping the legal and operational environment of the (re)insurance market — with implications for dispute resolution, capital flows, and workflow models within (re)insurance companies and the risk management departments of large-risk insureds.

Lefosse’s Insurance, Reinsurance, and Private Pension team closely monitors legal and regulatory developments and is prepared to advise on any issues affecting the sector. For further clarification on this topic, or any other of interest, please reach out to our professionals: